/* ═══════════════════════════════════════════════════════════════
   POSLOVNIKREDIT.SI · Design System v3
   Premium Boutique · Cream + Navy + Brand Blue · 2026
═══════════════════════════════════════════════════════════════ */

:root {
  --cream:        #FAF8F4;
  --cream-2:      #F2EDE2;
  --cream-3:      #E8E3D7;
  --paper:        #FFFFFF;
  --ink:          #0F1B2D;
  --ink-2:        #1E2A40;
  --ink-muted:    #5A6377;
  --brand:        #2b6cff;
  --brand-dark:   #1a4ed8;
  --brand-soft:   #e6efff;
  --success:      #10b981;
  --border:       #E8E3D7;
  --border-soft:  #F0EBE0;
  --danger:       #ef4444;

  --font-serif: 'Fraunces', 'Source Serif Pro', Georgia, serif;
  --font-sans:  'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --radius:    14px;
  --radius-lg: 24px;
  --shadow-sm: 0 2px 8px rgba(15,27,45,.05);
  --shadow:    0 8px 32px rgba(15,27,45,.08);

  --container: 1280px;
}

/* ─── Reset ─────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  font-family: var(--font-sans);
  background: var(--cream);
  color: var(--ink);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; }
button { font: inherit; cursor: pointer; background: none; border: 0; }
a { color: inherit; text-decoration: none; }
:focus-visible { outline: 2px solid var(--brand); outline-offset: 3px; border-radius: 4px; }

/* ─── Typography ────────────────────────────────────────────── */
.h-display {
  font-family: var(--font-serif); font-weight: 500;
  font-size: clamp(2.5rem, 6vw, 5rem);
  line-height: 1.02; letter-spacing: -0.03em;
}
.h-display em { font-style: italic; font-weight: 400; color: var(--brand); }

.h-2 {
  font-family: var(--font-serif); font-weight: 500;
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  line-height: 1.1; letter-spacing: -0.02em;
}
.h-2 em { font-style: italic; color: var(--brand); }

.h-3 {
  font-family: var(--font-serif); font-weight: 500;
  font-size: 1.375rem; line-height: 1.25; letter-spacing: -0.01em;
}

h1, h2, h3, h4 { color: var(--ink); }
h4 { font-weight: 600; font-size: 1.0625rem; }

.lead { font-size: 1.125rem; color: var(--ink-muted); max-width: 56ch; }
.muted { color: var(--ink-muted); }
.small { font-size: .875rem; }
.tiny { font-size: .8125rem; }

.kicker {
  font-family: var(--font-sans);
  font-size: .8125rem; font-weight: 600;
  letter-spacing: .14em; text-transform: uppercase;
  color: var(--ink-muted);
  display: inline-flex; align-items: center; gap: 8px;
}
.kicker::before {
  content: ""; display: inline-block;
  width: 24px; height: 1px; background: var(--ink-muted);
}
.kicker.center::before { display: none; }

/* ─── Layout ─────────────────────────────────────────────────── */
.container { max-width: var(--container); margin-inline: auto; padding-inline: 32px; }
@media (max-width: 720px) { .container { padding-inline: 20px; } }
section { padding: 96px 0; }
section.tight { padding: 64px 0; }
section.cream-2 { background: var(--cream-2); }
section.paper   { background: var(--paper); }
@media (max-width: 720px) { section { padding: 56px 0; } }

.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; } }

.center { text-align: center; }
.section-head { margin-bottom: 64px; }
.section-head.center { text-align: center; }
.section-head .kicker { margin-bottom: 16px; }
.section-head .lead { margin-top: 16px; }
.section-head.center .lead { margin-inline: auto; }

/* ─── Nav ────────────────────────────────────────────────────── */
.nav-wrap {
  position: sticky; top: 0; z-index: 50;
  background: rgba(250,248,244,.88);
  backdrop-filter: saturate(180%) blur(16px);
  -webkit-backdrop-filter: saturate(180%) blur(16px);
  border-bottom: 1px solid var(--border-soft);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 76px; }
.brand {
  font-family: var(--font-serif); font-weight: 600;
  font-size: 1.375rem; letter-spacing: -0.01em; color: var(--ink);
}
.brand em { font-style: italic; color: var(--brand); font-weight: 400; }
.nav-links { display: flex; gap: 32px; align-items: center; list-style: none; }
.nav-links a {
  font-size: .9375rem; font-weight: 500; color: var(--ink-2);
  padding: 8px 0; transition: color 200ms;
}
.nav-links a:hover { color: var(--brand); }
.nav-links a[aria-current="page"] { color: var(--brand); }
.nav-cta-group { display: flex; align-items: center; gap: 16px; }
.nav-phone { font-size: .9375rem; font-weight: 600; color: var(--ink); }
.nav-phone i { color: var(--brand); margin-right: 6px; }

.burger {
  display: none; width: 44px; height: 44px;
  align-items: center; justify-content: center;
  color: var(--ink); font-size: 1.25rem;
}
@media (max-width: 980px) {
  .nav-links, .nav-phone { display: none; }
  .burger { display: inline-flex; }
  .nav-links.open {
    display: flex; flex-direction: column;
    position: absolute; top: 76px; left: 0; right: 0;
    background: var(--cream); padding: 24px;
    border-bottom: 1px solid var(--border);
    gap: 16px;
  }
}

/* ─── Buttons ────────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 24px;
  border-radius: 100px;
  font-weight: 600; font-size: .9375rem;
  border: 0;
  transition: all 200ms;
  white-space: nowrap;
}
.btn-primary {
  background: var(--ink); color: var(--cream);
}
.btn-primary:hover { background: var(--brand); color: white; }
.btn-brand {
  background: var(--brand); color: white;
}
.btn-brand:hover { background: var(--brand-dark); transform: translateY(-1px); color: white; }
.btn-ghost {
  background: transparent; color: var(--ink);
  border: 1px solid var(--border);
}
.btn-ghost:hover { border-color: var(--ink); }
.btn-lg { padding: 18px 32px; font-size: 1rem; }
.btn-sm { padding: 10px 18px; font-size: .875rem; }

/* ─── Hero (home) ────────────────────────────────────────────── */
.hero { padding: 64px 0 120px; }
.hero-grid {
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 80px;
  align-items: center;
}
.hero-left .lead { margin: 28px 0 40px; font-size: 1.1875rem; }
.hero-trust {
  display: flex; gap: 32px; flex-wrap: wrap;
  padding-top: 32px; border-top: 1px solid var(--border);
}
.hero-trust-item { display: flex; align-items: center; gap: 10px; font-size: .875rem; color: var(--ink-muted); }
.hero-trust-item .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--success); }
@media (max-width: 980px) {
  .hero { padding: 40px 0 64px; }
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
}

/* ─── Page hero (subpages) ───────────────────────────────────── */
.page-hero { padding: 48px 0 64px; }
.page-hero h1 { margin: 24px 0 16px; font-family: var(--font-serif); font-weight: 500; font-size: clamp(2rem, 4.5vw, 3.5rem); line-height: 1.05; letter-spacing: -0.02em; }
.page-hero h1 em { font-style: italic; color: var(--brand); }
.page-hero .lead { margin-bottom: 32px; }
.page-hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* ─── Breadcrumbs ────────────────────────────────────────────── */
.breadcrumbs { font-size: .8125rem; }
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: 8px; list-style: none; }
.breadcrumbs li::after { content: "›"; margin-left: 8px; color: var(--ink-muted); }
.breadcrumbs li:last-child::after { content: ""; }
.breadcrumbs a { color: var(--ink-muted); }
.breadcrumbs a:hover { color: var(--brand); }
.breadcrumbs li:last-child { color: var(--ink); font-weight: 500; }

/* ─── Calculator ─────────────────────────────────────────────── */
.calc {
  background: var(--paper);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow);
  border: 1px solid var(--border-soft);
}
@media (max-width: 720px) { .calc { padding: 24px; } }
.calc-label { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 12px; }
.calc-label-text { font-size: .8125rem; font-weight: 600; color: var(--ink-muted); letter-spacing: .04em; text-transform: uppercase; }
.calc-label-value { font-family: var(--font-serif); font-weight: 600; font-size: 1.75rem; color: var(--ink); letter-spacing: -0.02em; }
.calc-slider {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 6px; background: var(--cream-2);
  border-radius: 100px; outline: none; margin: 16px 0 8px;
}
.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 28px; height: 28px; background: var(--ink);
  border-radius: 50%; cursor: pointer; border: 4px solid var(--paper);
  box-shadow: 0 2px 8px rgba(15,27,45,.2);
  transition: transform 200ms;
}
.calc-slider::-webkit-slider-thumb:hover { transform: scale(1.1); background: var(--brand); }
.calc-slider::-moz-range-thumb {
  width: 28px; height: 28px; background: var(--ink); border-radius: 50%;
  cursor: pointer; border: 4px solid var(--paper);
  box-shadow: 0 2px 8px rgba(15,27,45,.2);
}
.calc-slider-bounds { display: flex; justify-content: space-between; font-size: .75rem; color: var(--ink-muted); }
.calc-pills { display: flex; gap: 8px; flex-wrap: wrap; }
.calc-pill {
  padding: 10px 16px; background: var(--cream); color: var(--ink-2);
  border: 1px solid var(--border); border-radius: 100px;
  font-size: .875rem; font-weight: 500;
  transition: all 200ms;
}
.calc-pill:hover { border-color: var(--ink); }
.calc-pill.active { background: var(--ink); color: var(--cream); border-color: var(--ink); }
.calc-divider { height: 1px; background: var(--border-soft); margin: 28px 0; }
.calc-result {
  background: var(--cream); border-radius: 14px; padding: 24px;
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
}
.calc-result-item .l { font-size: .75rem; color: var(--ink-muted); text-transform: uppercase; letter-spacing: .08em; margin-bottom: 6px; }
.calc-result-item .v { font-family: var(--font-serif); font-weight: 600; font-size: 2rem; color: var(--ink); letter-spacing: -0.02em; line-height: 1; }
.calc-result-item.muted .v { font-size: 1.25rem; color: var(--ink-muted); font-weight: 500; }
.calc-cta { margin-top: 20px; width: 100%; }
.calc-field-group { margin-bottom: 24px; }
.calc-field-group:last-of-type { margin-bottom: 0; }
.calc-note { text-align: center; color: var(--ink-muted); margin-top: 12px; }

/* ─── Hero banner: split layout (image + text) ──────────────── */
.hero-banner {
  margin: 64px auto;
  max-width: 1280px;
  padding: 0 32px;
}
@media (max-width: 720px) { .hero-banner { padding: 0 20px; margin: 48px auto; } }
.hero-banner-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--paper);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  overflow: hidden;
  min-height: 380px;
}
@media (max-width: 880px) { .hero-banner-wrap { grid-template-columns: 1fr; } }
.hero-banner-image {
  position: relative;
  background: var(--cream-2);
  min-height: 320px;
}
.hero-banner-image img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover; display: block;
}
.hero-banner-text {
  padding: 56px;
  display: flex; flex-direction: column; justify-content: center;
}
@media (max-width: 720px) { .hero-banner-text { padding: 32px 24px; } }
.hero-banner-text .kicker { margin-bottom: 16px; }
.hero-banner-text h2 {
  font-family: var(--font-serif); font-weight: 500;
  font-size: clamp(1.5rem, 2.8vw, 2.25rem);
  line-height: 1.15; letter-spacing: -0.02em;
  color: var(--ink); margin-bottom: 16px;
}
.hero-banner-text h2 em { font-style: italic; color: var(--brand); }
.hero-banner-text p {
  color: var(--ink-muted); font-size: 1rem; line-height: 1.6;
  margin-bottom: 24px;
}
.hero-banner-text .btn { align-self: flex-start; }

/* ─── Trust ribbon ───────────────────────────────────────────── */
.trust-ribbon { background: var(--ink); color: var(--cream); padding: 24px 0; }
.trust-ribbon-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px;
  align-items: center;
}
@media (max-width: 720px) { .trust-ribbon-grid { grid-template-columns: 1fr 1fr; gap: 24px; } }
.trust-ribbon-item { display: flex; align-items: center; gap: 14px; }
.trust-ribbon-item .icon {
  width: 36px; height: 36px;
  background: rgba(43,108,255,.15); color: var(--brand);
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-family: var(--font-serif); font-weight: 600; font-size: 1.125rem;
}
.trust-ribbon-item .label { font-size: .8125rem; color: rgba(250,248,244,.7); text-transform: uppercase; letter-spacing: .06em; }
.trust-ribbon-item .value { font-family: var(--font-serif); font-weight: 600; font-size: 1.0625rem; color: var(--cream); }

/* ─── Tabs (Komu pomagamo) ───────────────────────────────────── */
.kp-tabs { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 48px; justify-content: center; }
.kp-tab {
  padding: 12px 24px; background: transparent;
  border: 1px solid var(--border); border-radius: 100px;
  font-size: .9375rem; font-weight: 500; color: var(--ink-2);
  transition: all 200ms;
}
.kp-tab:hover { border-color: var(--ink); }
.kp-tab.active { background: var(--ink); color: var(--cream); border-color: var(--ink); }
.kp-content {
  background: var(--paper); border-radius: var(--radius-lg);
  padding: 56px; border: 1px solid var(--border-soft);
  display: grid; grid-template-columns: 1.2fr 1fr; gap: 56px; align-items: center;
}
.kp-content[hidden] { display: none; }
@media (max-width: 980px) { .kp-content { grid-template-columns: 1fr; padding: 32px; gap: 32px; } }
.kp-content h3 { margin-bottom: 16px; }
.kp-content p { color: var(--ink-muted); margin-bottom: 24px; }
.kp-content .points { list-style: none; }
.kp-content .points li {
  padding: 12px 0; border-bottom: 1px solid var(--border-soft);
  display: flex; gap: 12px; align-items: flex-start; font-size: .9375rem;
}
.kp-content .points li:last-child { border-bottom: 0; }
.kp-content .points li::before { content: "→"; color: var(--brand); font-weight: 600; flex-shrink: 0; }
.kp-content .num-block {
  background: var(--cream); border-radius: var(--radius); padding: 32px; text-align: center;
}
.kp-content .num-block .big {
  font-family: var(--font-serif); font-weight: 600; font-size: 4rem;
  letter-spacing: -0.04em; line-height: 1; color: var(--ink);
}
.kp-content .num-block .big em { color: var(--brand); font-style: italic; }
.kp-content .num-block .label { font-size: .875rem; color: var(--ink-muted); margin-top: 8px; }

/* ─── Team ───────────────────────────────────────────────────── */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
@media (max-width: 880px) { .team-grid { grid-template-columns: 1fr; } }
.team-card {
  background: var(--paper); border-radius: var(--radius-lg);
  padding: 32px; border: 1px solid var(--border-soft);
  transition: transform 300ms, box-shadow 300ms;
}
.team-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.team-photo {
  width: 96px; height: 96px; border-radius: 50%;
  object-fit: cover; margin-bottom: 20px;
  border: 3px solid var(--cream);
}
.team-card .specialty {
  display: inline-block; font-size: .75rem; font-weight: 600;
  color: var(--brand); background: rgba(43,108,255,.1);
  padding: 4px 12px; border-radius: 100px;
  margin-bottom: 12px; letter-spacing: .04em; text-transform: uppercase;
}
.team-card h3 { margin-bottom: 4px; }
.team-card .title { font-size: .9375rem; color: var(--ink-muted); margin-bottom: 16px; }
.team-card .response {
  font-size: .8125rem; color: var(--ink-muted);
  display: flex; align-items: center; gap: 6px; margin-bottom: 20px;
}
.team-card .response .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--success); }
.team-card .links { display: flex; gap: 12px; flex-wrap: wrap; }
.team-card .links a {
  font-size: .8125rem; color: var(--ink); font-weight: 500;
  padding: 8px 14px; border-radius: 100px;
  background: var(--cream); transition: all 200ms;
}
.team-card .links a:hover { background: var(--ink); color: var(--cream); }

/* ─── Testimonials ───────────────────────────────────────────── */
.testimonials { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 880px) { .testimonials { grid-template-columns: 1fr; } }
.testimonial {
  background: var(--paper); border-radius: var(--radius-lg);
  padding: 36px; border: 1px solid var(--border-soft);
  display: flex; flex-direction: column;
}
.testimonial-quote {
  font-family: var(--font-serif); font-weight: 400;
  font-style: italic; font-size: 1.125rem;
  line-height: 1.45; color: var(--ink);
  margin-bottom: 24px; position: relative; flex-grow: 1;
}
.testimonial-quote::before {
  content: "“"; position: absolute; top: -32px; left: -8px;
  font-family: var(--font-serif); font-size: 5rem; color: var(--brand);
  line-height: 1; opacity: .4;
}
.testimonial-author {
  display: flex; gap: 14px; align-items: center;
  padding-top: 20px; border-top: 1px solid var(--border-soft);
}
.testimonial-photo {
  width: 56px; height: 56px; border-radius: 50%;
  object-fit: cover; flex-shrink: 0;
}
.testimonial-author-info { flex-grow: 1; }
.testimonial-name { font-weight: 600; font-size: .9375rem; }
.testimonial-meta { font-size: .8125rem; color: var(--ink-muted); margin-top: 2px; }
.testimonial-amount {
  font-family: var(--font-serif); font-weight: 600;
  font-size: 1rem; color: var(--brand);
  letter-spacing: -0.01em;
}

/* ─── Use cases ──────────────────────────────────────────────── */
.use-cases { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 880px) { .use-cases { grid-template-columns: 1fr; } }
.use-case {
  background: var(--paper); border-radius: var(--radius-lg);
  padding: 32px; border: 1px solid var(--border-soft);
}
.use-case-icon {
  width: 48px; height: 48px;
  background: var(--cream); border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  color: var(--brand); font-size: 1.25rem;
  margin-bottom: 20px;
}
.use-case h3 { margin-bottom: 8px; }
.use-case p { color: var(--ink-muted); font-size: .9375rem; margin-bottom: 16px; }
.use-case-meta {
  padding-top: 16px; border-top: 1px solid var(--border-soft);
  font-size: .8125rem; color: var(--ink-muted);
}

/* ─── Stories ────────────────────────────────────────────────── */
.stories { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 880px) { .stories { grid-template-columns: 1fr; } }
.story {
  background: var(--paper); border-radius: var(--radius-lg);
  padding: 32px; border: 1px solid var(--border-soft);
}
.story-amount {
  font-family: var(--font-serif); font-weight: 600;
  font-size: 2.5rem; line-height: 1; letter-spacing: -0.03em;
  color: var(--brand); margin-bottom: 8px;
}
.story-time {
  font-size: .8125rem; color: var(--ink-muted);
  margin-bottom: 24px; display: inline-block;
  padding: 4px 10px; background: var(--cream); border-radius: 100px;
}
.story h3 { margin-bottom: 8px; }
.story p { color: var(--ink-muted); font-size: .9375rem; margin-bottom: 20px; }
.story-meta {
  padding-top: 20px; border-top: 1px solid var(--border-soft);
  font-size: .8125rem; color: var(--ink-muted);
}

/* ─── Steps ──────────────────────────────────────────────────── */
.steps { display: grid; gap: 20px; grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .steps { grid-template-columns: 1fr; } }
.step {
  background: var(--paper); border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg); padding: 28px;
}
.step-num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 40px; height: 40px;
  background: var(--cream); color: var(--ink);
  border-radius: 50%;
  font-family: var(--font-serif); font-weight: 600; font-size: 1.125rem;
  margin-bottom: 16px;
  border: 2px solid var(--ink);
}
.step h3 { font-size: 1.0625rem; margin-bottom: 6px; }
.step p { font-size: .9375rem; color: var(--ink-muted); }

/* ─── FAQ ────────────────────────────────────────────────────── */
.faq-list { max-width: 800px; margin-inline: auto; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item summary {
  font-family: var(--font-serif); font-weight: 500; font-size: 1.25rem;
  padding: 28px 0; cursor: pointer; list-style: none;
  display: flex; justify-content: space-between; align-items: center;
  gap: 24px; color: var(--ink);
  transition: color 200ms;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary:hover { color: var(--brand); }
.faq-item summary::after {
  content: "+"; font-family: var(--font-sans); font-weight: 300; font-size: 1.75rem;
  color: var(--brand); transition: transform 300ms;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item-body { padding: 0 0 28px; color: var(--ink-muted); max-width: 64ch; }

/* ─── Related cards ──────────────────────────────────────────── */
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 880px) { .related-grid { grid-template-columns: 1fr; } }
.related-card {
  display: block; background: var(--paper); border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg); padding: 28px;
  transition: all 200ms;
  color: inherit;
}
.related-card:hover { border-color: var(--ink); transform: translateY(-2px); color: inherit; }
.related-card .kicker { margin-bottom: 12px; }
.related-card h3 { font-size: 1.125rem; margin-bottom: 8px; }
.related-card p { font-size: .9375rem; color: var(--ink-muted); margin-bottom: 16px; }
.related-card .arrow { font-size: .875rem; color: var(--brand); font-weight: 600; }
.related-card .arrow::after { content: " →"; transition: transform 200ms; display: inline-block; }
.related-card:hover .arrow::after { transform: translateX(4px); }

/* ─── Final CTA ─────────────────────────────────────────────── */
.final-cta-wrap {
  background: var(--ink); color: var(--cream);
  border-radius: var(--radius-lg);
  padding: 80px 56px;
  text-align: center;
  position: relative; overflow: hidden;
}
@media (max-width: 720px) { .final-cta-wrap { padding: 56px 24px; } }
.final-cta-wrap h2 { color: var(--cream); margin-bottom: 16px; }
.final-cta-wrap h2 em { color: var(--brand); font-style: italic; }
.final-cta-wrap p { color: rgba(250,248,244,.7); margin-bottom: 32px; max-width: 480px; margin-inline: auto; }
.final-cta-wrap .cta-row { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }
.final-cta-wrap .btn-primary { background: var(--brand); color: white; }
.final-cta-wrap .btn-primary:hover { background: var(--brand-dark); }
.final-cta-wrap .btn-ghost { background: transparent; color: var(--cream); border-color: rgba(250,248,244,.2); }
.final-cta-wrap .btn-ghost:hover { border-color: var(--cream); }
.final-cta-wrap::before {
  content: ""; position: absolute;
  width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(43,108,255,.2) 0%, transparent 70%);
  top: -200px; right: -200px; border-radius: 50%;
}

/* ─── Form ───────────────────────────────────────────────────── */
.form-card {
  background: var(--paper); border-radius: var(--radius-lg);
  padding: 36px; border: 1px solid var(--border-soft);
  box-shadow: var(--shadow);
}
@media (max-width: 720px) { .form-card { padding: 24px; } }
.form-card h2 { font-family: var(--font-serif); font-weight: 500; font-size: 1.5rem; margin-bottom: 6px; letter-spacing: -0.01em; }
.form-card .sub { font-size: .9375rem; color: var(--ink-muted); margin-bottom: 24px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 12px; }
@media (max-width: 520px) { .form-row { grid-template-columns: 1fr; } }
.form-field label {
  display: block; font-size: .75rem; font-weight: 600;
  color: var(--ink-muted); margin-bottom: 6px;
  letter-spacing: .04em; text-transform: uppercase;
}
.form-field input, .form-field select, .form-field textarea {
  width: 100%; padding: 12px 14px;
  font: inherit; color: var(--ink);
  background: var(--cream); border: 1px solid var(--border);
  border-radius: 10px;
  transition: all 200ms;
}
.form-field input:focus, .form-field select:focus {
  outline: none; border-color: var(--ink);
  background: var(--paper);
  box-shadow: 0 0 0 3px rgba(43,108,255,.12);
}
.form-honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-consent { font-size: .75rem; color: var(--ink-muted); margin-top: 14px; }
.form-card .btn { width: 100%; margin-top: 8px; }

/* ─── Contact blocks ─────────────────────────────────────────── */
.contact-block {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 24px 0; border-bottom: 1px solid var(--border-soft);
}
.contact-block:last-child { border-bottom: 0; }
.contact-block .icon {
  width: 44px; height: 44px;
  background: var(--cream); border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  color: var(--brand); font-size: 1.125rem;
  flex-shrink: 0;
}
.contact-block .label { font-size: .75rem; color: var(--ink-muted); text-transform: uppercase; letter-spacing: .06em; margin-bottom: 4px; }
.contact-block .value { font-weight: 500; }

/* ─── Footer ─────────────────────────────────────────────────── */
.footer { background: var(--cream-2); padding: 72px 0 32px; }
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px;
  margin-bottom: 48px;
}
@media (max-width: 880px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-brand p { color: var(--ink-muted); font-size: .9375rem; margin-top: 12px; max-width: 280px; }
.footer h4 { font-family: var(--font-sans); font-size: .8125rem; text-transform: uppercase; letter-spacing: .08em; color: var(--ink); margin-bottom: 16px; }
.footer ul { list-style: none; }
.footer ul li { font-size: .9375rem; margin-bottom: 8px; }
.footer ul a { color: var(--ink-muted); transition: color 200ms; }
.footer ul a:hover { color: var(--brand); }
.footer-bottom {
  border-top: 1px solid var(--border); padding-top: 24px;
  font-size: .8125rem; color: var(--ink-muted);
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 16px;
}

/* ─── Cookie banner ──────────────────────────────────────────── */
.cookie-banner {
  position: fixed; bottom: 16px; left: 16px; right: 16px;
  max-width: 560px;
  background: var(--ink); color: var(--cream);
  padding: 20px 24px; border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  z-index: 100; display: none;
}
.cookie-banner.show { display: block; }
.cookie-banner p { color: rgba(250,248,244,.8); font-size: .875rem; margin-bottom: 12px; }
.cookie-banner .btn-row { display: flex; gap: 8px; flex-wrap: wrap; }
.cookie-banner .btn { padding: 8px 14px; font-size: .8125rem; }
.cookie-banner .btn-ghost { color: var(--cream); border-color: rgba(250,248,244,.2); }
.cookie-banner .btn-ghost:hover { background: rgba(250,248,244,.1); color: var(--cream); }

/* ─── Mobile sticky CTA ──────────────────────────────────────── */
.mobile-sticky {
  display: none;
  position: fixed; bottom: 0; left: 0; right: 0;
  background: var(--paper); border-top: 1px solid var(--border);
  padding: 12px 16px; z-index: 40;
  box-shadow: 0 -4px 16px rgba(15,27,45,.06);
}
.mobile-sticky-row { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
@media (max-width: 720px) { .mobile-sticky { display: block; } body { padding-bottom: 76px; } }

/* ─── Utility ────────────────────────────────────────────────── */
.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mt-5 { margin-top: 48px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.text-center { text-align: center; }
.hide-mobile { display: initial; }
.show-mobile { display: none; }
@media (max-width: 768px) {
  .hide-mobile { display: none; }
  .show-mobile { display: initial; }
}